Institution type

What a broker-dealer's scenario inventory has to reach

A broker-dealer's money moves through securities accounts, journals between accounts and wires out, so movement, related-account and sanctions scenarios lead.

Channels ticked by default: checks, ACH and direct entry, domestic wires, international wires, online and mobile banking and securities brokerage. On those 6 default channels the coverage chart carries 38 typologies and 70 sectors; untick a channel and its column leaves the chart. Read a scenario list as this institution.

Typologies and the channels they apply to

38 typologies, 70 sectors, 6 channels

Typology	Channels offered by default
Rapid movement of funds	`ACH` `WDM` `WIN`
Transfers between related accounts	`ACH` `WDM` `ONL`
Internal and suspense accounts	`WDM` `WIN`
Loan paid down from unexplained funds	`ACH` `WDM`
Funnel accounts	`CHK`
Third-party deposits	`CHK`
Money mules	`ACH`
Many-to-one and one-to-many	`ACH` `WDM`
Shell and front companies	`WDM` `WIN`
High-risk jurisdictions	`WIN`
Cross-border activity out of profile	`WIN`
Trade paid by an unrelated party	`WIN`
Politically exposed persons	`WDM` `WIN`
Private banking and high net worth	`WDM` `WIN` `SEC`
Money services business customers	`WDM`
High-risk customer segment	`ACH` `WDM` `WIN`
Charities and non-profits	`ACH` `WIN`
Dormant account reactivation	`WDM` `WIN`
Activity above the expected profile	`ACH` `WDM` `WIN`
New accounts with outsized activity	`ACH` `WDM`
Round amounts	`ACH` `WDM` `WIN`
Structuring below the funds-transfer recordkeeping line	`WDM` `WIN`
Sanctions name screening	`ACH` `WDM` `WIN`
Sanctioned ownership and control	`WIN`
Comprehensively sanctioned geographies	`WIN` `ONL`
Sectoral sanctions	`WIN` `SEC`
Missing originator or beneficiary information	`WDM` `WIN`
Beneficiary name does not match the account	`WDM` `WIN`
Check kiting and returned items	`CHK`
Remote deposit duplicates	`CHK`
Exploitation of older customers	`CHK` `WDM`
Account takeover	`WDM` `ONL`
Scam payments by the customer	`WDM`
Business email compromise	`ACH` `WDM` `WIN`
Drug trafficking proceeds	`WIN`
Terrorist financing indicators	`WIN`
Proliferation financing	`WIN`
Bribery and corruption proceeds	`WDM` `WIN`