Channel
Cash, branch and ATM: the money-laundering typologies a scenario should reach
16 of the 50 typologies in the dictionary apply to cash, branch and ATM. On the coverage chart this is the column CSH; each typology below is one sector in it.
This channel does not settle in seconds, so a daily screen reads it before value moves in most cases; the scenarios on it are read for coverage like any other. Offered by default for: community bank, credit union and remittance provider.
Reference lines on this channel
held figures- BSA BSA-AML-10 names USD 10,000 for the currency transaction report.
- AUSTRAC AMLCTF-43 names A$10,000 for the threshold transaction report.
Typologies that apply
16| Typology | Group |
|---|---|
| Cash structuring below the reporting threshold | Cash and structuring |
| Large cash deposits and withdrawals | Cash and structuring |
| Cash-intensive business out of line | Cash and structuring |
| Cash withdrawn abroad | Cash and structuring |
| Funnel accounts | Funnel, mule and third-party deposits |
| Third-party deposits | Funnel, mule and third-party deposits |
| Politically exposed persons | PEPs, private banking and correspondents |
| Money services business customers | PEPs, private banking and correspondents |
| High-risk customer segment | PEPs, private banking and correspondents |
| Dormant account reactivation | Profile change and dormant reactivation |
| Activity above the expected profile | Profile change and dormant reactivation |
| New accounts with outsized activity | Profile change and dormant reactivation |
| Round amounts | Round amounts and velocity |
| Exploitation of older customers | Fraud-adjacent laundering |
| Human trafficking red flags | Trafficking and other priority red flags |
| Drug trafficking proceeds | Trafficking and other priority red flags |