Typology group
Profile change and dormant reactivation
Accounts that change character: a dormant account that wakes, a new account that moves more than it should, activity well above the profile on file.
The typologies
3| Typology and a scenario that places there | Channels | BSA |
|---|---|---|
| Dormant account reactivationDormant account reactivation followed by outbound wire | CSH WDM WIN RTP | BSA BSA-AML-15 · BSA BSA-CDD-3 |
| Activity above the expected profileProfile deviation: monthly credits 300% above 6-month average | CSH ACH WDM WIN | BSA BSA-AML-15 · BSA BSA-CDD-3 |
| New accounts with outsized activityNew account: high value inbound in first 30 days | CSH RDC ACH WDM RTP P2P | BSA BSA-AML-15 · BSA BSA-CIP-1 |